CURRENT AFFAIRS
CURRENT AFFAIRS
Description
The new Jeevan Dhara II plan, unveiled by LIC Chairman Siddhartha Mohanty, provides a non-participating, deferred annuity alternative for individuals who save. The plan offers life insurance throughout the deferment period and has a higher annuity rate at older ages.
Jeevan Dhara II Key Features
Non-Participating Plan The newly introduced plan is non-participating and offers policyholders unique benefits.
Life Coverage During Deferment Jeevan Dhara II provides life insurance during the deferment period, ensuring policyholders' financial security.
Higher Annuity Rates As policyholders age, the plan offers higher annuity rates, assuring a solid and consistent income stream in later years.
Guaranteed Annuity from Inception Prospective policyholders can enjoy the security of a guaranteed annuity from the start of the plan.
Wide Range of Annuity Options With 11 annuity alternatives available, individuals can select the one that best meets their financial objectives and preferences.
Flexible Entry Age The plan has a minimum entry age of 20 years, making it accessible to a diverse spectrum of people.
Loan Facility Policyholders can obtain a loan during or after the deferment term, particularly through annuity alternatives, with a return of premium/purchase price.
Availability
The Jeevan Dhara II plan will go on sale on January 22, providing an excellent chance for individuals to ensure their financial future through this personalized, savings-oriented deferred annuity plan.
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